Car Title Loans in WestminsterCar title Loan FAQHow old do you have to be to get a title loan in Westminster?18 yrs. Same as any place in California!How do interest rates work on title loans?Title loans carry a high interest rate but if you go with us, you won't be shocked by the rate and the payments will be something you can afford.Our loans under $5000 is 8% per month and 7.5% on loans above $5K. Again, per month which means that you will be charged the rate every month the money is in your hands. How long do I have to pay off the loan?The smart money says to pay it off as soon as you can but we give you 3 years to do this.I only need the loan for a month or so. Does that change anything?Well we wont penalize you for paying it off early if that's what your asking.How easy is it to get a title loan?Wow. Easy sneezey kaneezy. We just look for a couple things really... do you have a car that has some value and can you can us back. Once we get the the bottom of these two questions you are bucks up.What documents are needed?• Copy of your drivers license• Original Title • Insurance • References • Proof of residence (verify where you live in Westminster or the surrounding area) • Proof that you have some income of at least $1500 a month Is it faster to drive into your location first?Why in the world would you want to fight traffic coming to our office only to find out that you could have gotten all the info you needed over the phone or by using that application? We don't have to look at your car just yet. We will when we fund you but not yet.What other types of title loans are there?Hmmmm... bad ones and ours. We'll that's how we feelDo I have to have a job?So I take it you don't have a job right? Okay so this is what you do. If you don't have at least $1500 a month coming in from some legit place we can verify (and you know what we mean) then you will have to get a cosigner who does.What about my credit? It’s not that great. I need a bad credit personal loan now.Nothing is gonna shock us. Trust that. We do thousands of loans a year and have seen every kind of credit report from the "they actually allowed you credit at one time?" to the "and why are you getting a title loan with a score of 750?". Bad credit people... welcome home.Does my car need to be paid off?It would be nice. After all, how many loans do you want to have on the car right? So what we will do is if you have a few payments left, we will pay off the other guys and take it out of the money we would have given you.My car is registered in another state. Can I still do this?You do live here right? Come on... look.. the palm trees, the sunshine, the high taxes...what's not to love right? So why not give your car the same respect? If you need us to do the DMV work we will but you and your car must be tagged with California on the bumper. Okay, maybe not you.I am behind on my bills. My mortgage is behind and more. Does this hurt me?Helloooo.... McFlyyyyyy... is anyone home? Of COURSE you are behind on your bills. You so need a title loan right? We know. It's okay. Auto Title Loans Westminster has dealt with much worse!I have a car title loan with someone else. Can you help with this?They got yah didn't they? So many bad title loan companies out there! See, because we are the biggest we will pay them off for you and you will be done with them once and for all.Do I have to have a bank account?Own a business... yes. You don't own a business.... no.Do I have to mess with the DMV?Oh please oh please oh please let us. We deal with them all the time and we actually have trained people who have the patience of a saint to deal with them . You are already under enough pressure. We are used to it. |
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